Don't forget to factor in closing costs when considering a home sale or purchase. V. G. Diaz & Associates, LLC is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at (954) 452-4662 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Closing costs you should expect

There are certain normal costs linked to closing the sale of a house. These costs are often split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through the process.

Costs pertaining to your loan to be paid at closing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the very best sales price, but I'll also campaign for reduced closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying a home in Sunrise, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not startled when you come to closing time. I'll be willing to go over the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.


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